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Personalized Financial Planning

Thrive today. Prepare for tomorrow.

Life-focused financial planning and wealth management tailored for those 5–10 years until retirement.

What We Help With
Investment Management
Portfolios built around your goals, timeline & risk tolerance
Tax Strategies
Proactive planning to help you work to keep more of what you earn
Retirement Planning
A clear roadmap to financial independence on your timeline
Estate & Legacy
Protect your wealth and provide for the people you love
Fiduciary Standard
No Hidden Fees
No Account Minimums
Personalized Advice
Clients Nationwide
Life-Centered Planning

Financial planning for a life well-lived.

We create space for thoughtful families to make strategic, creative, and intentional choices around their lives and their money.

Working with NVIS won't just give you peace of mind and a sense of clarity — it will help you think bigger. It will inspire you to approach your financial life with a spirit of possibility.

Because true wealth is about so much more than numbers. It's about building a life you're proud of alongside the people you love most.

Support at Every Step
You'll never navigate complex financial decisions alone. We guide you through every choice.
Accountability That Works
You have a lot going on. Our process ensures nothing falls through the cracks.
Fiduciary Advice Only
No sales pitch on products. No commissions. Just expert advice always in your best interest.
Your Goals, Not a Template
Every plan is built from scratch around your life, your family, and what you want to achieve.
Why Choose NVIS

We're not your typical advisor.

Here's what makes working with Kolin Hayes different from the status quo.

The Typical Advisor
Focus on numbers, not people
Generic, one-size-fits-all plans
High account minimums ($1M+)
Annual check-in meetings only
Little or no tax planning
Paid by commissions
Opaque, confusing pricing
Not always a fiduciary
Hard to reach between meetings
The NVIS Approach
People-first, goal-centered planning
Highly personalized, boutique approach
No account minimums — ever
Spring + Fall meetings + anytime access
Robust tax planning included
Fee-only, no commissions
Transparent, all-inclusive pricing
Fiduciary pledge — always
Call or email Kolin anytime
Does This Sound Familiar?

Common challenges we help clients navigate.

You're not alone. These are the situations Kolin hears most — and exactly what NVIS was built to solve.

Too much information, not enough clarity.

Everyone has an opinion about your money, but what's actually right for your unique situation?

No time to manage it yourself.

You'd rather focus on your career, family, or business than track markets and financial reports.

Your money could be doing more.

Cash sitting idle and missed opportunities. You know there's room to grow but haven't found the path.

Finances feel overwhelming.

Balancing income, taxes, savings, and investments is complex. You want a trusted advisor.

No clarity around retirement.

When can I retire? How much can I spend? Will my money last? These questions deserve a clear, confident answer.

How It Works

A clear path to your financial goals.

Every step is designed around you — your values, your family, and what you want your future to look like.

1
Step One Free

Strategy Meeting

A free, no-commitment conversation to find out if working together makes sense. We'll cover:

  • Go over your goals, values & priorities
  • Learn more about your situation
  • What value can I add for your family?
  • Would you benefit from working with me?
  • What makes me different from other financial professionals?

No commitment. No pressure. No cost. After the meeting, we'll decide together if it makes sense to continue.

2
Step Two

Plan Creation

We take everything we've learned and build a personalized financial plan designed around your life. This is where your goals, investments, taxes, and risk management all come together into one clear strategy.

  • Analyze your current financial picture (income, assets, liabilities, and goals)
  • Identify gaps, risks, and opportunities
  • Develop tax-efficient strategies tailored to your situation
  • Align your investments with your goals and timeline
  • Evaluate insurance and risk management needs
  • Map out your retirement income strategy
  • Coordinate estate and legacy planning considerations
  • Create a clear, actionable plan you can confidently follow

During this meeting, we'll walk through the completed plan together so you fully understand how everything works and why it is recommended.

3
Step Three

Plan Delivery

This is where we bring your plan to life. We'll walk through your strategy together so you understand exactly how everything fits — and what steps to take next.

  • Review your financial plan in a clear, easy-to-understand way
  • Explain the "why" behind each recommendation
  • Answer any questions and make adjustments as needed
  • Prioritize action steps so you know what to do first
  • Identify what we will help implement vs. what you'll handle
  • Align on timelines and next steps

You'll leave this meeting with a clear path forward.

4
Step Four ⭐ Most Important

Ongoing Support

We formally meet twice a year to ensure everything gets implemented and adjust as life changes. However, you can reach out anytime in between.

Spring Meeting
Review progress, action item check-in, update your plan
Fall Meeting
Year-end tax planning, investment review & plan updates
Anytime
Call or email whenever something comes up. No need to wait.
Transparent Pricing

Simple, straightforward fees.

No hidden charges. No account minimums. Just clear, competitive pricing aligned with your best interests.

ServiceAUMAnnual Fee
Initial Consultation
Meet Kolin, discuss your goals, see if NVIS is the right fit
Free
Wealth Management
Full financial planning & ongoing investment advisory
Up to $1M1.00%
Wealth Management
Reduced rate for portfolios above $1,000,000
Above $1M0.75%
No account minimums. Fees are calculated annually on assets under management and billed quarterly. Contact Kolin for a full fee disclosure.
How to Get Started

Three simple steps.

1

Schedule a free call

Let's have a no-obligation conversation to see if we're a good fit. No pressure, no jargon.

2

Build your plan together

Your big goals. Our expertise. We'll work together to build a plan that's truly yours.

3

Live with confidence

Ongoing support so you can focus on life, knowing your finances are in great hands.

Financial clarity starts with a conversation.

Reach out to Kolin directly. No pressure, no jargon. Just an honest conversation about your goals and how NVIS can help you get there.

Schedule a Free Meeting →
📍 Platte City, Missouri · Accepting clients nationwide
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The Confident Planner

Practical financial tips, planning strategies, and insights delivered to your inbox every two weeks. Written by Kolin Hayes to help you make smarter decisions with your money.

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